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[Report] I suspect this player named Xiao Guo cheated,一个拉拉队队长在昏迷20年后醒来，她回到高中，试着恢复自己的地位，并要求拿回舞会皇后的桂冠。八十年代末，北方小镇金水河，通过勤劳致富的个体户们手里有了闲钱。聪明但是经常好做梦的刘奇思给大伙出了个“钱生钱”的好主意，那就是造飞机卖专利。在刘奇思好哥们五里香烤鸡店老板金守财的大力倡导下，大伙纷纷入股这个“高科技”项目，都梦想着飞机造成后能够一本万利……Genius actually uses the method of image to think about visual visualization with or without self-knowledge. Mind mapping is a systematic refinement and improvement of this method. It uses the form of images + branches + keywords to carry out visual thinking. The whole thinking process, logic and structural level are very clear.先前犹如阎罗恶鬼一般的倭寇，怎么一下子就这样了。Judging from the material, it should be made by PVC, with smooth edges, black themes and the whole card surface, but the letters "JUSTICE" are written alone.1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.