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命悬一线的迷人女子、寻找希望的白马王子、一群面临新转变、情同家人的朋友。他们的下一个篇章将会如何？沈炎看书速度不算快，一般看网络小说，一分多一点一千字，阅读武侠小说稍微慢一点，两三分钟一千字。在第四季首集里，全家人都知道了Gloria的好消息。毫无疑问，年纪一大把的Jay对于老来得子感到不不安——我这样还能当父亲吗？这里有一个大问题，Manny会是什么反应？他愿意升级为哥哥吗？还有一个更大的问题，Haley在大学能混得好吗？与此同时，可怜的Cameron和Mitchell感到既悲伤又嫉妒，因为他们还得继续实施“寻找下一个孩子”的计划。Mitchell决定给Cam一点自由，于是鼓励他回去工作当老师。Haley会时不时地通过Skype与家人联络；Phil和Luke迷上了魔法；Phil和Claire开始讨论做结扎手术的问题……1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.谷雨是一个充满理想、充满活力的年轻人，她出身教育世家、就读师范大学，申请到深海高中实习，担任了高一（1）班班主任。谷雨班上的学生各有个性，同她这位年龄相仿的“小老师”碰撞出闪亮的火花，他们对谷雨既喜欢、敬佩，又考验、“刁难”。面对学生们积习已久的做弊之风，谷雨别出心裁，干脆放弃监考，激励学生自律……讲述了鄂伦春部落首领盖尔山和抗联将领王大虎与日本侵略者的斗争中结下深厚革命友谊，义结金兰。并带领鄂伦春族人在嫩江、讷河、德都、阿荣旗一带协助东北抗联共同抗击日本侵略者的故事。