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Qingdao is a relatively developed area for private lending. Therefore, the private lending business is relatively mature for a long time. P2P under Qingdao mode basically needs real estate as collateral, while cars and others are not allowed to be used as collateral to control risks. When investigating several large P2P websites, it was found that the collateral required by them was all a real estate certificate, and it was required to be a real estate in Qingdao that could be seen and accurately valued. Therefore, P2P enterprises in Qingdao basically do not do business with outsiders. Behind the strict mortgage system is the lender's low-risk protection. Therefore, one of the biggest characteristics of Qingdao model is that it has low risks and low non-performing loan ratio. Qingdao P2P mode has the lowest risk, and P2P enterprises also bear the greatest responsibility. Therefore, Qingdao P2P enterprises are typical "composite intermediary". However, as its enterprises are all transformed from private lending agencies, Therefore, they do not attach importance to the role of the network. Most of its website pages do not have personal loan information or loan information, It is the company's self-promotion, which aims to allow borrowers or lenders to meet and discuss with their companies. Moreover, Qingdao only does local business, which limits the scale expansion of intermediary enterprises. As the main feature of P2P enterprises is to operate on the basis of the network, the Qingdao model is not a typical P2P credit in a certain sense. Qi Fang Mode: The student aid platform mode Qi Fang P2P has more public welfare color, but it also has considerable profits. Facing the serious economic stratification of college students, Qi Fangwang has targeted its target group at paying tuition fees but needing to participate in education, training and investment outside the university.View Scheduler Threads明朝嘉靖皇帝长女常安公主朱寿媖，在某夜异变妖魔，被宫廷巫士王无常打入封灵瓶中，这本作为明史绝密事件，就此尘封。可467年后，一位号称“二次元驱魔侠”的屌丝郝开心却偶遇复活的常安公主，并好心将其带回家中，没想到，却接连遭到两个鬼傀儡追杀，在逃杀过程中，也惊讶发现当年封印公主的王无常竟然一直活到了现代，并已成为万人敬仰的明星级天师，在郝开心带公主向王天师求助后，满以为找到了救命稻草，却不知已陷入一场惊天阴谋之中说着转身看着龙且，问道：敢问龙将军，兴师动众扰了我的好梦，所为何事啊？尹旭和龙且自从最开始在吴中便结下了梁子，之后一直矛盾重重，互不服气。　　究竟幸的挑战能不能顺利成功呢!?小可爱，是一只小巧迷人的约克夏犬。一次偶然的机会，她参加了狗狗歌唱大赛，并凭借自己过人的歌喉，一路过关斩将，挺进决赛，却惨遭绑架！好在在前摇滚歌手查理的帮助下，小可爱逃过绑架犯的魔爪。为了躲过犯人的穷追不舍，小可爱和查理踏上了难以置信的旅程，一路上，他们途径无数音乐界的重要城市，结识了众多知音。