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1. The borrower is required to repay the principal and interest on a monthly basis. In this way, the amount to be repaid each month is very small and the repayment pressure is also small. The lender can receive the repayment on a monthly basis with little risk. 2. Credit audit introduces socialization factors. That is, the borrower's ID card, account book, marriage certificate, academic certificate, etc. can all increase personal credit scores, but these data do not need to be provided with the original, and their authenticity is difficult to be effectively guaranteed. Therefore, the auction believes that the online community and users' online circle of friends are also one of the important parts of their credit rating system. The more friends and members' friends in the inner circle of the website, the higher the number of times individuals borrow and lend, and the higher the credit rating. In this way, the network activity and the user's personal identity, financial ability, bank credit, etc. together form a complete set of evaluation system. The unsecured and unsecured mode has only credit requirements for the borrower but no mortgage, and does not assume guarantee responsibility for the lender. The lender and the borrower trade on their own, and the auction only exists as a witness and trading platform. Therefore, in fact, this form is relatively risky for lenders. However, the winning interest rate for auction is often above 15%, which is still a great temptation for lenders. Therefore, investment in auction and loan has higher risks and higher returns. Because the transaction is concluded in the form of competitive bidding and both parties to the transaction are free to trade, the auction and loan belong to pure intermediary P2P. The auction will blacklist the borrower who fails to repay the loan within the time limit and make it public, but it will not compensate the lender for the economic losses. The auction will only refund the lender's handling fee, so the potential risks of fund recovery can only be borne by the lender itself.(3) the influence of sea state, weather and other interference sources on radar detection;Then each station has its own timetable. If you want to take a bus at which station, you need to check the timetable in advance.何霆道：在皇上下旨指定新的主帅之前，西南军事一切照常。In the "DateTime" Groupbox at the top left of the form in Figure 1, the QTimeEdit, QDateEdit, QDateTimeEdit components are used as time, date, and datetime editors; On its right side, a QLineEdit component is placed for string display.站在一旁的陈启总是感觉有些不放心，那个，你确定真得可以吃？吕馨瞥了陈启一眼，说道：凭本姑娘的心灵手巧、蕙质兰心，别说是月饼了，就算是满汉全席，我也能做出来。